Electronic Closings Are Just Over the Horizon

You’ve endured weeks of house hunting, looking for just the right home in the right neighborhood for the right price, you went through the agony of anticipation with your home inspection and appraisal and you’re finally there — it’s time for closing. You can finally relax now, since all the hard work is done, right?… Continue Reading

New Mortgage Rules in 2014

In 2013, we finally saw hard evidence that the real estate market is ready for some positive changes: home values have increased, bringing many underwater mortgages to value or better, foreclosures have slowed and everybody is generally in a pretty good mood. If you’ve been putting off buying a home, 2014 is your year. There… Continue Reading

2013: A year of widespread market improvements

Mortgage news of the early bust years was filled with drama, doom and gloom, but at last, in 2013, the news is getting better.  Delinquencies are down, rates are up and guidelines are getting tighter again as lenders and government agencies struggle to find a balance between customer safety and profitability.  There was a lot… Continue Reading