Qualifying for a Home Loan — What You Need to Know

If you are looking to get approved for a home loan, you may be vaguely familiar with what it takes to pass the underwriting process and get approved. Most people only get a home loan every few years at the most so it is understandable that the average person doesn’t know the fundamentals of getting… Continue Reading

FHA Offers More Than Just a First-Time Homebuyer Mortgage

For many people, FHA loans have been a valuable resource for those looking to buy a home for the first time. They are attractive loans due to their lower down payment requirement of 3.5% and generally lower rates than conventional mortgages. However, FHA loans offer more than just a traditional mortgage to home buyers. These… Continue Reading

Should You Opt For Non-QM Loans?

With many economists predicting the Federal Reserve to continue to rise rates to combat inflation, that spells unwelcome news for many would-be first-time homebuyers looking to purchase a property. The Fed has already raised rates three times this year and most expect that we’ll see two more rate hikes before 2022 comes to a close.… Continue Reading

Getting Home Loans With Bad Credit

Home loans for people with bad credit are surprisingly available. If you have had credit challenges in the past and want to refinance or buy a home, you have options. There are excellent loans such as FHA and VA loans that give you the opportunity to buy or refinance a home even if you have… Continue Reading

How Your Credit Score Can Determine Your Mortgage

A credit score is arguably the single most important factor for lenders when determining whether you qualify for a mortgage or not. Not only that, but your credit score will also determine what type of loan you can get when finding financing for your next home purchase. The score is important to lenders because it… Continue Reading