Lending outside the Box — Non-QM and Non-Prime Loans

The mortgage market is undergoing a massive shift as of Mid 2022. Mortgage rates across all types of home loans have increased considerably. In some cases, such as the case for conventional agency loans, rates have more than doubled in less than a year. These events are now preventing millions of buyers from qualifying for… Continue Reading

Keeping Your Home When All Seems Lost

Statistics show that foreclosures are at the lowest levels since early 2008, the beginning of the housing crisis. This good piece of news may not mean much to you if you are on the brink of losing your home.  In as much as foreclosure activity has decreased to the lowest levels in over a decade,… Continue Reading

4 Ways Mortgage Insurance Helps Homebuyers

There are few dirtier words to the average home buyer than “mortgage insurance.” Article after article has been written on ways to avoid mortgage insurance and on why it’s an awful, terrible thing, but I’m here to tell you something new. Mortgage insurance isn’t always a horrifying scar on your mortgage paperwork. In fact, mortgage… Continue Reading

10 Ways to Save Your Troubled Mortgage

We’ve written a lot about how to get a mortgage, the buying process and what the indicators say about the current housing market, but we’ve avoided the one giant elephant in the room that must be addressed. We haven’t talked about the flip side, the troubled mortgage. Obviously, we want to educate you enough that… Continue Reading