6 Ways to Prepare for Your Conventional Loan Application

When you think of the word “conventional,” I know it brings to mind images of things that are considered “normal” or “standard” in our culture. That kind of thinking has caused a great deal of confusion among mortgage-seekers for a very long time because a Conventional mortgage isn’t the default choice for many buyers. For… Continue Reading

3 Reasons to Buy a Home This Holiday Season

Well, it’s past Thanksgiving and another holiday shopping season is in full swing. I hoped you saved a bundle at the Black Friday sales because you’re going to need those extra nickels and dimes to buy your new home this winter. Wait, what? Did I say you should try to buy a house during the… Continue Reading

Understanding Truth in Lending

I’ve said it before, and I’ll say it again — buying a house isn’t easy, there’s a lot to know and you simply cannot go into it without some education. One of the more important forms in your buying process comes when you make loan application. At that time, you’ll get something called a Truth… Continue Reading

The Home Buying Process, Part Five: Mortgage Limbo

You’ve had your inspections and asked for your repairs — the Seller responded and, presumably, those fixes are underway. Your loan officer has all your paperwork, so now there’s nothing to do but wait. Welcome to Mortgage Limbo. I’ve found this part of the process particularly difficult to write about because as a Buyer, it… Continue Reading