8 Closing Nightmares and How to Manage Them

There are few experiences in life as exciting and stressful as buying a home. It’s a constant rollercoaster ride of thrills and fears, new experiences and cliffhangers that threaten to ruin all your dreams forever. By the time your inspections are over and your Realtor assures you there’s not much left to do but wait,… Continue Reading

FHA HAWK is a Perfect Solution for First Time Buyers

When you finally decided it was time to buy a home of your own, you probably had visions of flower-filled window boxes, freshly mown grass, custom painted rooms and neat little touches that made it truly your own. You probably didn’t give a thought to things like interest rates and mortgage insurance premiums, but today’s… Continue Reading

Electronic Closings Are Just Over the Horizon

You’ve endured weeks of house hunting, looking for just the right home in the right neighborhood for the right price, you went through the agony of anticipation with your home inspection and appraisal and you’re finally there — it’s time for closing. You can finally relax now, since all the hard work is done, right?… Continue Reading

First Quarter is Over, How Are Things Looking?

There are four really important times of the year for everybody who is anybody in the financial, mortgage or related industries — they happen around the middle of April, July, October and January. These are the times when we get all sorts of quarterly reports in, and those numbers can tell us a lot about… Continue Reading

10 Ways to Save Your Troubled Mortgage

We’ve written a lot about how to get a mortgage, the buying process and what the indicators say about the current housing market, but we’ve avoided the one giant elephant in the room that must be addressed. We haven’t talked about the flip side, the troubled mortgage. Obviously, we want to educate you enough that… Continue Reading

Knowing if it’s Time to Rent or Buy

There’s a certain fantasy that penetrates the American psyche, we like to call it The American Dream. It varies slightly between regions, but basically, it involves the triad of homeownership, stable employment and a marriage with 2.3 kids. Maybe that white picket fence was ideal in 1950, but times have changed dramatically since the American… Continue Reading

Understanding the price of Closing Costs

Buying a house can be a confusing hurricane of paperwork, with lots of indecipherable legal documents and technical terms being tossed around. By the time you get to closing, you’re holding on by your fingernails, and just thankful that it’s almost over. You’re exhausted, emotionally and physically, but there’s just a little bit more to… Continue Reading

Is Now A Good Time to Buy?

You’ve had your eye on a home of your own for months, or even years, but it never seems like the timing is right to buy. Rates are dropping, rates are rising, prices are a confusion — it’s hard to know when it’s the right time to finally take the plunge. Maybe you’re thinking about… Continue Reading

12 ways to reduce your mortgage payment

Even though the housing market seems to be rebounding, we are still living in uncertain times and people are increasingly conscious of how much money they’re spending on necessities. If you’re like most people, you’ve managed to slim your grocery budget, reduced your heating costs and eliminated those subscriptions you barely use so you can… Continue Reading