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Tag: Adjustable Rate Mortgages

Navigating a Rising Mortgage Rates Environment in 2022

Reuben Cano

October 2, 2022

As we close out the third quarter of 2022, mortgage rates have hit a 20-year high. The 30-year rate on fixed-rate mortgages sits at just over 7% now. If you need to buy a home or refinance your current mortgage, what can you do to save on your mortgage right now? Let’s explore some money-saving… Continue Reading

Mortgage Rates on the Rise Could Give Way to Adjustable-Rate Mortgages

Tyler Johnson

July 28, 2022

Federal Reserve raised the federal funds rate in the United States again today in an attempt to quell rising inflation. While the Fed does not have direct control over mortgage rates, they often rise when the federal funds rate also heads north. As of the time of this writing, the average 30-year fixed mortgage rate… Continue Reading

Adjustable Rate Mortgages (ARM) — an Alternative to 30-Year Fixed Rates in 2022

Reuben Cano

July 11, 2022

If you have been shopping for a loan in June 2022, you may have noticed rates have risen. In fact, the average 30-year fixed rate for conventional loans has just about doubled since the lows of January 2021. According to this chart from FHLMC, the 2nd largest purchaser of agency mortgages, rates went from 2.74% … Continue Reading

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