Assumable Mortgage Loans — What You Need to Know

Mortgage rates have gone well over 7% as we move into the last quarter of 2022, hitting a 20-year high. As a result, home buyers are looking for alternatives to get a lower rate and more affordable payments on their home purchases. One of those alternatives gaining popularity is assuming loans that the home seller… Continue Reading

How Can an Appraisal Make (or Break) Your Loan?

If you’re buying a house, then like most people, you’ll need to get a mortgage. You talk to a few lenders, get some quotes, pick a lender, and apply for your loan. Your lender then starts the process of getting you approved. They ask you for documents, send out disclosures, and order an appraisal. What… Continue Reading

What Happens at a Walk-Through?

After all the stress, the fighting, the planning, the paperwork and the screaming at the Universe to please, please, just don’t throw one more roadblock up, you’ve almost made it to closing. It’s time for your final walk-through. It feels a little like the kind of event you should be dressed up for — I… Continue Reading

How to Choose a Buyer’s Agent

When I am an old woman and look back on my life, I don’t think there’s anything I’ll remember more fondly than the years I spent working as a buyer’s agent. This is often considered an entry level position, but for me it was the ultimate in the helping professions. I could tell you about… Continue Reading