Getting your first mortgage is a rite of passage for many Americans, but in these days of tighter credit regulations, increasing down payments and less free cash for savings, it may seem like an impossible dream. Believe it or not, you can still get a mortgage — even a first mortgage — in today’s real… Continue Reading
No matter if you’re dreaming of a white picket fence or a condo on the seventh floor, there’s a good chance you’re going to need a mortgage like 64 percent of homeowners in America. Getting a mortgage means somebody is going to peek at your credit score while they’re trying to determine how big of… Continue Reading
Interest rates are constantly in the news: they’re rising, they’re falling, they’re flat — whatever they’re doing, they keep the thought of refinancing in the forefront of the minds of many homeowners. These folks wonder if they should refinance now, or if they’d be better off to wait a little while longer. Choosing to refinance… Continue Reading
Once upon a time, there was a young couple who saved and saved for their first home. They struggled through years of horrible apartments and barely rolling cars in order to put together a fund to cover their five percent down payment and closing costs, plus a little extra for repairs (just in case). Unfortunately,… Continue Reading