New Mortgage Rules in 2014

In 2013, we finally saw hard evidence that the real estate market is ready for some positive changes: home values have increased, bringing many underwater mortgages to value or better, foreclosures have slowed and everybody is generally in a pretty good mood. If you’ve been putting off buying a home, 2014 is your year. There… Continue Reading

2014: Predictions for the U.S. housing market

2013 saw a lot of changes to the U.S. mortgage industry, from Fannie Mae’s elimination of 97 percent loans and the appointment of a new head of the Federal Housing Finance Agency to nation-wide changes to provide more leniency through FHA programs for troubled borrowers. The Ability-to-Repay Rule and Qualified Mortgage Rule made headlines and… Continue Reading