Home loans for people with bad credit are surprisingly available. If you have had credit challenges in the past and want to refinance or buy a home, you have options. There are excellent loans such as FHA and VA loans that give you the opportunity to buy or refinance a home even if you have… Continue Reading
Buying a home is a process with many steps. Practically anyone who has started that journey eventually contacted a Real Estate agent, and the question has come up: Have you been pre-approved? The homebuyer may have been pre-qualified by a lender and may think that it is the same thing. Unfortunately, pre-qualification and pre-approval are… Continue Reading
As mortgage rates normalize in 2022 from the historical lows of the past 12-18 months, it’s essential to know how to find the best refinance rate. With some insights on how refinancing works, how lenders price loans, what impacts your rates, and how you can lower your rate and closing costs, you can land a… Continue Reading
As housing values increase across the country, more people are thinking about tapping into that hidden potential in their homes. Home equity is becoming a thing again, guys, and there’s no denying that it’s a great solution for life’s problems, both big and small. If you plan on staying in your home for the long… Continue Reading
I know I sometimes harp on those good old days before the Great Recession came and crushed the hopes and dreams of millions of Americans, but when I read this news story in the Boston Herald, I couldn’t believe my eyes. Apparently, the difficult loan qualifications of years past are over and those of you… Continue Reading
Getting your first mortgage is a rite of passage for many Americans, but in these days of tighter credit regulations, increasing down payments and less free cash for savings, it may seem like an impossible dream. Believe it or not, you can still get a mortgage — even a first mortgage — in today’s real… Continue Reading
No matter if you’re dreaming of a white picket fence or a condo on the seventh floor, there’s a good chance you’re going to need a mortgage like 64 percent of homeowners in America. Getting a mortgage means somebody is going to peek at your credit score while they’re trying to determine how big of… Continue Reading
Once upon a time, there was a young couple who saved and saved for their first home. They struggled through years of horrible apartments and barely rolling cars in order to put together a fund to cover their five percent down payment and closing costs, plus a little extra for repairs (just in case). Unfortunately,… Continue Reading