There are few dirtier words to the average home buyer than “mortgage insurance.” Article after article has been written on ways to avoid mortgage insurance and on why it’s an awful, terrible thing, but I’m here to tell you something new. Mortgage insurance isn’t always a horrifying scar on your mortgage paperwork. In fact, mortgage… Continue Reading
As you go about your mortgage shopping, checking out deals and offers here and there, you may notice a peculiarity of the people you deal with. Some of them are bankers, others are brokers. Maybe they’ve even got some other invented title, but they do seem to offer some very different kinds of products. If… Continue Reading
Interest rates are constantly in the news: they’re rising, they’re falling, they’re flat — whatever they’re doing, they keep the thought of refinancing in the forefront of the minds of many homeowners. These folks wonder if they should refinance now, or if they’d be better off to wait a little while longer. Choosing to refinance… Continue Reading